/* 美學方向：白色系編輯風——大量留白與細線分隔，深藍＋金只做點綴，字級收斂 */
:root{
  --navy:#163375;--deep:#0C1B3D;--night:#07101F;
  --gold:#D4AF37;--yellow:#FFC800;--on-yellow:#0C1B3D;
  --text:#111A2C;--muted:#5A6478;--faint:#8A93A6;
  --line:#E6E9F0;--line-2:#EEF1F6;--soft:#F7F8FB;--surface:#F3F5F9;--white:#fff;
  --font:'Poppins','Noto Sans TC','PingFang HK','Microsoft JhengHei',sans-serif;
  --wrap:1180px;--radius:14px;
  --shadow:0 1px 2px rgba(17,26,44,.04),0 18px 36px -24px rgba(17,26,44,.22);
  --ease:cubic-bezier(.22,.61,.36,1);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--text);font-family:var(--font);font-size:15px;line-height:1.85;letter-spacing:.01em;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,p,ul,ol,figure,blockquote{margin:0;padding:0}
ul,ol{list-style:none}
button{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:clamp(16px,4vw,40px)}
.ico{width:18px;height:18px;flex-shrink:0}

/* type */
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:var(--navy)}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--gold)}
.on-dark .eyebrow{color:#C9D3EA}
.h2{margin-top:14px;font-size:clamp(24px,2.5vw,34px);line-height:1.4;font-weight:700;color:var(--deep);letter-spacing:.02em}
.on-dark .h2{color:#fff}
.lead{margin-top:14px;max-width:34em;color:var(--muted);font-size:15px}
.on-dark .lead{color:#C2CBDD}
.sec{position:relative;padding-block:clamp(72px,9vw,120px);background:var(--white);overflow-x:clip}
.sec.soft{background-color:var(--soft);background-image:
  linear-gradient(62deg,rgba(22,51,117,0) 0,rgba(22,51,117,0) 22%,rgba(22,51,117,.035) 22%,rgba(22,51,117,.035) 38%,rgba(22,51,117,0) 38%),
  linear-gradient(118deg,rgba(22,51,117,0) 0,rgba(22,51,117,0) 58%,rgba(22,51,117,.04) 58%,rgba(22,51,117,.04) 74%,rgba(22,51,117,0) 74%)}
.sec>.wrap,.sec>.head-row,.sec>.mq2,.sec>.g-btn{position:relative;z-index:1}
/* logo 山脈剪影 */
.ridge{position:absolute;left:-6%;right:-6%;bottom:-1px;height:clamp(110px,14vw,210px);pointer-events:none;z-index:0}
.ridge svg{position:absolute;left:0;bottom:0;width:100%;height:100%}
.ridge .r-back{color:rgba(22,51,117,.045)}
.ridge .r-front{color:rgba(22,51,117,.075)}
.ridge .r-line{color:rgba(212,175,55,.55)}
.ridge .r-sun{fill:rgba(255,200,0,.16)}
.on-dark .ridge .r-back{color:rgba(255,255,255,.04)}
.on-dark .ridge .r-front{color:rgba(255,255,255,.07)}
.ridge.top{top:-1px;bottom:auto;transform:scaleY(-1)}
.sec+.sec:not(.soft):not(.on-dark){border-top:1px solid var(--line-2)}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;flex-wrap:wrap;margin-bottom:clamp(36px,5vw,56px)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 22px;border-radius:999px;font-size:14px;font-weight:500;letter-spacing:.04em;border:1px solid transparent;cursor:pointer;transition:transform .3s var(--ease),background-color .3s,color .3s,border-color .3s,box-shadow .3s}
.btn:hover{transform:translateY(-2px)}
.btn-y{background:var(--yellow);color:var(--on-yellow)}
.btn-y:hover{box-shadow:0 10px 24px -12px rgba(212,175,55,.8)}
.btn-line{border-color:var(--deep);color:var(--deep);background:transparent}
.btn-line:hover{background:var(--deep);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--deep)}
.tlink{display:inline-flex;align-items:center;gap:6px;font-size:14px;font-weight:500;color:var(--navy);border-bottom:1px solid currentColor;padding-bottom:2px;transition:gap .3s var(--ease),color .3s}
.tlink:hover{gap:10px;color:var(--deep)}
.on-dark .tlink{color:#fff}

/* loader */
.loader{position:fixed;inset:0;z-index:100;pointer-events:none;display:none}
.motion.loading .loader{display:block;animation:ldr-safe 0s 4.5s forwards}
@keyframes ldr-safe{to{visibility:hidden;opacity:0}}
.loader-bg{position:absolute;inset:0;background:#fff}
.loader-logo{position:absolute;left:50%;top:50%;width:200px;transform:translate(-50%,-50%)}
.bands{position:absolute;inset:0;display:flex}
.band{flex:1;background:var(--deep);transform:translateY(100%)}
.band:nth-child(even){background:var(--navy)}

/* header */
.site-header{position:fixed;inset:0 0 auto 0;z-index:50;transition:background-color .35s,box-shadow .35s,color .35s;color:#fff}
.site-header.is-solid{background:rgba(255,255,255,.96);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line);color:var(--text)}
.bar{max-width:1320px;margin:0 auto;padding:0 clamp(16px,3vw,32px);height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{position:relative;display:block;width:150px;height:35px}
.logo img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;transition:opacity .35s}
.logo .on-light{opacity:0}
.is-solid .logo .on-light{opacity:1}
.is-solid .logo .on-dark-logo{opacity:0}
.nav{display:flex;align-items:center;gap:4px}
.nav>.top{position:relative}
.nav>a{display:inline-flex;align-items:center;gap:4px;padding:8px 12px;font-size:14px;border-radius:8px;transition:background-color .25s}
.nav>a:hover,.nav>a.is-cur{background:rgba(255,255,255,.12)}
.is-solid .nav>a:hover,.is-solid .nav>a.is-cur,.mega-open .nav>a:hover,.mega-open .nav>a.is-cur{background:var(--surface)}
.site-header.mega-open{background:#fff;color:var(--text);box-shadow:0 1px 0 var(--line)}
.mega-open .logo .on-light{opacity:1}
.mega-open .logo .on-dark-logo{opacity:0}
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;color:var(--text);border-top:1px solid var(--line);box-shadow:0 40px 60px -40px rgba(12,27,61,.35);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .3s,transform .35s var(--ease),visibility .3s}
.mega-open .mega{opacity:1;visibility:visible;transform:none}
.mega-in{max-width:1320px;margin:0 auto;padding:30px clamp(16px,3vw,32px) 34px;display:grid;grid-template-columns:repeat(5,1fr) 1.45fr;gap:26px}
.mcol{transition:opacity .3s}
.mega.has-hl .mcol:not(.is-hl){opacity:.5}
.mcol h5{display:flex;align-items:center;gap:10px;margin:0 0 10px;padding-bottom:12px;border-bottom:1px solid var(--line);font-size:13.5px;font-weight:700;color:var(--deep);letter-spacing:.04em}
.mcol h5 i{width:30px;height:30px;border-radius:9px;background:var(--surface);display:flex;align-items:center;justify-content:center;color:var(--navy);transition:background-color .3s,color .3s}
.mcol.is-hl h5 i{background:var(--yellow);color:var(--deep)}
.mcol h5 svg{width:16px;height:16px}
.mcol a{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:7px 0;font-size:13.5px;color:var(--muted);transition:color .25s,padding .25s}
.mcol a .ico{width:14px;height:14px;opacity:0;transform:translateX(-6px);transition:all .25s}
.mcol a:hover{color:var(--navy);padding-left:4px}
.mcol a:hover .ico{opacity:1;transform:none}
.mfeat{position:relative;border-radius:14px;overflow:hidden;min-height:230px;padding:22px;color:#fff;display:flex;flex-direction:column;justify-content:flex-end;gap:12px}
.mfeat img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.mfeat::before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,16,31,.92),rgba(12,27,61,.35))}
.mfeat>*{position:relative}
.mfeat b{font-size:16px;line-height:1.5}
.mfeat .row{display:flex;flex-wrap:wrap;gap:8px}
.mfeat .btn{min-height:38px;padding:0 16px;font-size:13px}
.caret{width:10px;height:10px;opacity:.6}
.actions{display:flex;align-items:center;gap:10px}
.actions .btn{min-height:40px;padding:0 18px;font-size:13.5px}
.menu-btn{display:none;width:42px;height:42px;border-radius:50%;border:1px solid currentColor;background:transparent;cursor:pointer;align-items:center;justify-content:center;opacity:.9}
.menu-panel{position:fixed;inset:0;z-index:60;background:#fff;padding:80px 24px 32px;display:flex;flex-direction:column;gap:2px;overflow:auto;transform:translateX(100%);transition:transform .45s var(--ease)}
.menu-panel.is-open{transform:none}
.menu-panel a{padding:12px 4px;border-bottom:1px solid var(--line-2);font-size:16px}
.menu-panel .sub{padding-left:16px;font-size:14px;color:var(--muted)}
.menu-close{position:absolute;top:16px;right:16px;width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center}

/* hero */
.hero{position:relative;height:100vh;height:100svh;min-height:620px;overflow:hidden;color:#fff;background:var(--night)}
.hero-media{position:absolute;inset:0}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,16,31,.88) 0%,rgba(7,16,31,.62) 45%,rgba(7,16,31,.15) 100%),linear-gradient(0deg,rgba(7,16,31,.55),transparent 40%)}
.hero-dim{position:absolute;inset:0;background:var(--night);opacity:0}
.hero-inner{position:relative;height:100%;max-width:var(--wrap);margin:0 auto;padding:110px clamp(16px,4vw,40px) 48px;display:flex;flex-direction:column;justify-content:center}
.badge{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;padding:5px 12px;border:1px solid rgba(255,255,255,.35);border-radius:999px;font-size:12px;letter-spacing:.08em;color:#E7ECF7}
.badge i{width:6px;height:6px;border-radius:50%;background:var(--yellow)}
.hero-title{margin-top:22px;font-size:clamp(26px,4.4vw,54px);line-height:1.25;font-weight:700;letter-spacing:.03em}
.hero-title .line{display:block;overflow:hidden;padding-bottom:.06em}
.hero-title .line>span{display:inline-block}
.hero-title .gold{color:var(--yellow)}
.hero-sub{margin-top:18px;max-width:30em;font-size:15.5px;color:#D3DAE8}
.hero-cta{margin-top:30px;display:flex;flex-wrap:wrap;gap:12px}
.hero-stats{margin-top:clamp(40px,7vh,72px);display:flex;flex-wrap:wrap;gap:0;border-top:1px solid rgba(255,255,255,.2);max-width:620px}
.hero-stats div{flex:1;min-width:150px;padding:18px 20px 0 0}
.hero-stats div+div{padding-left:20px;border-left:1px solid rgba(255,255,255,.2)}
.hero-stats b{display:block;font-family:'Poppins',sans-serif;font-size:26px;font-weight:500;line-height:1.2;color:#fff}
.hero-stats b small{font-size:14px;font-weight:400;margin-left:2px}
.hero-stats div>span{display:block;margin-top:4px;font-size:12.5px;color:#AEB9CF;letter-spacing:.04em}
.stars{display:inline-flex;gap:2px;color:var(--yellow);margin-left:8px;vertical-align:2px}
.stars svg{width:12px;height:12px}
.scroll-cue{position:absolute;right:clamp(16px,4vw,40px);bottom:32px;display:flex;align-items:center;gap:10px;font-size:11px;letter-spacing:.3em;color:#C2CBDD;writing-mode:vertical-rl}
.scroll-cue i{width:1px;height:56px;background:rgba(255,255,255,.3);position:relative;overflow:hidden}
.scroll-cue i::after{content:"";position:absolute;left:0;top:-50%;width:1px;height:50%;background:#fff;animation:cue 2s infinite}
@keyframes cue{to{top:100%}}
main>section:not(.hero){position:relative;z-index:2}

/* services */
.svc{padding-bottom:0}
.svc-pin{padding-bottom:clamp(64px,8vw,100px);background:#fff}
.svc-stage{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(32px,6vw,88px);align-items:center}
.svc-text{position:relative;min-height:360px}
.svc-item{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:center}
.svc-item:not(:first-child){opacity:0;visibility:hidden}
.svc-num{font-family:'Poppins',sans-serif;font-size:13px;color:var(--faint);letter-spacing:.12em}
.svc-num b{color:var(--navy);font-weight:500}
.svc-item h3{margin-top:12px;font-size:clamp(20px,2vw,26px);font-weight:700;color:var(--deep);letter-spacing:.03em}
.svc-item p{margin-top:14px;color:var(--muted);max-width:30em}
.svc-item .tlink{margin-top:26px;align-self:flex-start}
.svc-m-img{display:none}
.svc-visual{position:relative;aspect-ratio:5/4}
.capsule{position:absolute;inset:0;border-radius:200px 200px 18px 18px;overflow:hidden;background:var(--surface)}
.capsule img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.orb{position:absolute;border-radius:50%;pointer-events:none}
.orb-ring{width:120px;height:120px;border:1px solid var(--gold);left:-6%;top:6%}
.orb-dot{width:14px;height:14px;background:var(--yellow);left:88%;top:84%}
.svc-tabs{margin-top:44px;display:flex;gap:0;border-top:1px solid var(--line)}
.svc-tabs button{flex:1;position:relative;padding:16px 4px 0;background:none;border:0;text-align:left;font-size:13.5px;color:var(--faint);cursor:pointer;transition:color .3s}
.svc-tabs button::before{content:"";position:absolute;left:0;top:-1px;height:2px;width:100%;background:var(--navy);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
.svc-tabs button.is-active{color:var(--deep)}
.svc-tabs button.is-active::before{transform:none}
.svc-more{margin-top:40px;display:flex;flex-wrap:wrap;align-items:center;gap:10px}
.svc-more span{font-size:13px;color:var(--faint);margin-right:6px}
.chip{display:inline-flex;align-items:center;gap:6px;padding:7px 14px;border:1px solid var(--line);border-radius:999px;font-size:13px;color:var(--text);background:#fff;transition:border-color .3s,color .3s,background-color .3s}
.chip:hover{border-color:var(--navy);color:var(--navy)}
.chip .ico{width:13px;height:13px}

/* hub (dark) */
.hub{color:#fff;background:var(--deep);overflow:hidden;padding-block:clamp(110px,13vw,180px)}
.hub-bg{position:absolute;inset:-10% 0;}
.hub-bg img{width:100%;height:100%;object-fit:cover;opacity:.28}
.hub::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(12,27,61,.95) 30%,rgba(12,27,61,.6))}
.hub .wrap{position:relative;z-index:1}
.hub-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:clamp(32px,6vw,80px);align-items:start}
.hub-big{margin-top:36px;display:flex;align-items:baseline;gap:12px}
.hub-big b{font-family:'Poppins',sans-serif;font-size:clamp(56px,7vw,88px);font-weight:500;line-height:1;color:var(--yellow)}
.hub-big>span{font-size:13px;color:#C2CBDD;max-width:12em;line-height:1.6}
.hub .tlink{margin-top:30px}
.hub-cards{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);overflow:hidden}
.hub-card{padding:28px 26px;background:rgba(12,27,61,.72);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);transition:background-color .35s}
.hub-card:hover{background:rgba(22,51,117,.8)}
.hub-grid{align-items:center!important}
.hub-card{padding:36px 30px}
.hub-card .ck{width:52px;height:52px;border-radius:14px;background:rgba(255,200,0,.1);border:1px solid rgba(212,175,55,.45);display:flex;align-items:center;justify-content:center;color:var(--yellow);transition:transform .4s var(--ease),background-color .4s}
.hub-card:hover .ck{transform:translateY(-3px) rotate(-4deg);background:rgba(255,200,0,.18)}
.hub-card .ck svg{width:26px;height:26px}
.hub-card h3{margin-top:22px;font-size:16.5px;font-weight:700}
.hub-card p{margin-top:8px;font-size:13.5px;color:#C2CBDD;line-height:1.8}

/* outcomes (cube) */
.cube-sec{padding:0}
.cube-pin{padding-block:clamp(72px,9vw,120px);background:#fff}
.cube-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,88px);align-items:center}
.caps{margin-top:36px;display:grid;gap:0;border-top:1px solid var(--line)}
.cap{display:grid;grid-template-columns:44px 1fr;gap:4px 12px;padding:18px 0;border-bottom:1px solid var(--line);transition:opacity .4s}
.motion .cap{opacity:.38}
.motion .cap.is-active{opacity:1}
.cap-idx{grid-row:span 2;font-family:'Poppins',sans-serif;font-size:13px;color:var(--gold);padding-top:3px}
.cap h3{font-size:16.5px;font-weight:700;color:var(--deep)}
.cap p{font-size:13.5px;color:var(--muted)}
.cube-stage{position:relative;perspective:1600px;display:flex;justify-content:center;padding:48px 0}
.cube-box{position:relative;z-index:2;width:min(400px,100%);aspect-ratio:1}
.deco{position:absolute;pointer-events:none}
.d-ring{z-index:1;width:230px;height:230px;border-radius:50%;border:1.5px solid var(--gold);left:58%;top:58%}
.d-ring2{z-index:3;width:70px;height:70px;border-radius:50%;border:1px solid var(--navy);left:4%;top:8%}
.d-dash{z-index:0;width:520px;height:520px;border-radius:50%;border:1px dashed #C9D2E3;left:50%;top:50%;margin:-260px 0 0 -260px}
.d-dots{z-index:1;width:120px;height:120px;color:#B9C4DA;left:-2%;top:56%}
.d-plus{z-index:3;width:22px;height:22px;color:var(--gold);left:86%;top:10%}
.d-sq{z-index:1;width:90px;height:90px;background:var(--surface);border-radius:18px;left:10%;top:-2%;transform:rotate(14deg)}
.cube{position:absolute;inset:0;transform-style:preserve-3d}
.face{position:absolute;inset:0;overflow:hidden;border-radius:4px;backface-visibility:hidden;-webkit-backface-visibility:hidden;background:var(--surface)}
.face img{width:100%;height:100%;object-fit:cover}
.face-ov{position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,16,31,.92) 0%,rgba(12,27,61,.55) 45%,rgba(12,27,61,.05) 75%)}
.face-no{position:absolute;right:20px;top:10px;font-family:'Poppins',sans-serif;font-size:96px;font-weight:600;line-height:1;color:transparent;-webkit-text-stroke:1.2px rgba(255,255,255,.8)}
.face-txt{position:absolute;left:28px;right:28px;bottom:26px;color:#fff}
.face-k{display:flex;align-items:center;gap:10px;font-family:'Poppins',sans-serif;font-size:11px;letter-spacing:.2em;color:var(--yellow)}
.face-k::after{content:"";width:28px;height:1px;background:var(--yellow)}
.face-txt h4{margin:10px 0 0;font-size:24px;font-weight:700;letter-spacing:.04em}
.face-txt p{margin-top:6px;font-size:13.5px;line-height:1.75;color:#D3DAE8}
.face:nth-child(1){transform:rotateY(0deg) translateZ(var(--half,210px))}
.face:nth-child(2){transform:rotateY(90deg) translateZ(var(--half,210px))}
.face:nth-child(3){transform:rotateY(180deg) translateZ(var(--half,210px))}
.face:nth-child(4){transform:rotateY(270deg) translateZ(var(--half,210px))}

/* reviews */
.rating{display:flex;align-items:center;gap:14px;padding:12px 18px;border:1px solid var(--line);border-radius:12px;background:#fff}
.rating b{font-family:'Poppins',sans-serif;font-size:28px;font-weight:500;color:var(--deep);line-height:1}
.rating .stars{margin:0}
.rating small{display:block;font-size:12px;color:var(--muted)}
.rv-track{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(340px,calc((100% - 48px)/2.3));gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;padding-bottom:6px;cursor:grab}
.rv-track::-webkit-scrollbar{display:none}
.rv-track.dragging{cursor:grabbing;scroll-snap-type:none}
.rv-card{position:relative;scroll-snap-align:start;display:flex;flex-direction:column;padding:30px 34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:box-shadow .35s,transform .35s var(--ease)}
.rv-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.rv-q{position:absolute;right:26px;top:22px;width:46px;height:46px;color:rgba(212,175,55,.35)}
.rv-top{display:flex;align-items:center;gap:12px}
.rv-top .stars{margin:0}
.rv-tag{align-self:flex-start;font-size:12px;padding:3px 10px;border-radius:999px;background:var(--surface);color:var(--navy)}
.rv-card blockquote{margin-top:16px;font-size:14.5px;line-height:1.9;color:var(--text);flex:1}
.rv-who{margin-top:22px;display:flex;align-items:center;gap:12px;padding-top:18px;border-top:1px solid var(--line-2)}
.av{width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:500;color:#fff;background:var(--navy)}
.rv-who b{display:block;font-size:14px;font-weight:500;line-height:1.4}
.rv-who small{font-size:12px;color:var(--faint)}
.rv-ctrl{margin-top:28px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.rv-bar{flex:1;height:2px;background:var(--line);position:relative;overflow:hidden;max-width:320px}
.rv-bar i{position:absolute;left:0;top:0;height:100%;width:30%;background:var(--navy);transition:transform .2s}
.rv-btns{display:flex;gap:8px}
.circ{width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;transition:border-color .3s,background-color .3s,color .3s}
.circ:hover{border-color:var(--deep);background:var(--deep);color:#fff}

/* people */
.people{display:grid;gap:clamp(56px,7vw,96px)}
.person{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:center}
.person:nth-child(even) .p-img{order:2}
.p-img{position:relative;aspect-ratio:4/3;border-radius:var(--radius);overflow:hidden}
.p-img img{width:100%;height:118%;object-fit:cover}
.p-tag{font-size:12px;letter-spacing:.14em;color:var(--gold);font-weight:500}
.person h3{margin-top:10px;font-size:clamp(20px,2vw,24px);font-weight:700;color:var(--deep)}
.person p{margin-top:14px;color:var(--muted)}
.person .links{margin-top:24px;display:flex;flex-wrap:wrap;gap:10px}

/* steps */
.steps{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.steps-line{position:absolute;left:0;right:0;top:19px;height:1px;background:var(--line)}
.steps-line i{position:absolute;inset:0;background:var(--navy);transform-origin:left;transform:scaleX(0)}
.no-motion-line .steps-line i,html:not(.motion) .steps-line i{transform:none}
.step{position:relative}
.step-dot{position:relative;z-index:1;width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-size:13px;color:var(--faint);transition:all .45s var(--ease)}
.step.is-on .step-dot,html:not(.motion) .step-dot{border-color:var(--navy);background:var(--navy);color:#fff}
.step h3{margin-top:22px;font-size:16.5px;font-weight:700;color:var(--deep)}
.step p{margin-top:8px;font-size:13.5px;color:var(--muted)}
.note{margin-top:48px;padding:18px 22px;border-radius:12px;background:var(--surface);font-size:14px;color:var(--muted)}
.note a{color:var(--navy);border-bottom:1px solid currentColor}

/* banks */
.bank-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.dig{padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:border-color .3s,box-shadow .3s}
.dig:hover{border-color:#cfd6e4;box-shadow:var(--shadow)}
.dig-logo{height:36px;display:flex;align-items:center}
.dig-logo img{max-height:28px;width:auto;max-width:140px;object-fit:contain}
.dig p{margin-top:14px;font-size:13.5px;color:var(--muted);line-height:1.7}
.sub-h{display:flex;align-items:center;gap:12px;margin:0 0 18px;font-size:13px;letter-spacing:.12em;color:var(--faint)}
.sub-h::after{content:"";flex:1;height:1px;background:var(--line)}
.marquee{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.mq-row{display:flex;gap:16px;width:max-content;animation:mq 38s linear infinite}
.marquee:hover .mq-row{animation-play-state:paused}
@keyframes mq{to{transform:translateX(-50%)}}
.bank{width:168px;height:84px;flex-shrink:0;display:flex;align-items:center;justify-content:center;padding:14px 22px;border:1px solid var(--line);border-radius:12px;background:#fff}
.bank img{max-height:44px;width:auto;object-fit:contain}
.disc{margin-top:22px;font-size:12.5px;color:var(--faint)}

/* about */
.about-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,6vw,80px);align-items:center}
.about-grid .lead{max-width:none}
.tasks{margin-top:28px;display:flex;flex-wrap:wrap;gap:8px}
.tasks span{padding:6px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:13px;color:var(--deep)}
.awards-h{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:500;color:var(--deep)}
.awards-h i{width:28px;height:28px;border-radius:50%;background:var(--yellow);display:flex;align-items:center;justify-content:center}
.awards-h svg{width:14px;height:14px;color:var(--deep)}
.prism-wrap{position:relative;margin-top:28px;padding:30px 0 10px;display:flex;justify-content:center;perspective:1400px}
.prism-wrap::before{content:"";position:absolute;width:280px;height:280px;border-radius:50%;border:1.5px solid var(--gold);left:calc(50% + 30px);top:44%}
.prism-wrap::after{content:"";position:absolute;width:170px;height:170px;border-radius:50%;background:radial-gradient(circle,rgba(255,200,0,.28),transparent 70%);left:calc(50% - 220px);top:0}
.prism{position:relative;z-index:1;width:min(360px,80%);aspect-ratio:1;transform-style:preserve-3d}
.pf{position:absolute;inset:0;border-radius:16px;overflow:hidden;backface-visibility:hidden;-webkit-backface-visibility:hidden;box-shadow:0 30px 50px -30px rgba(12,27,61,.45);background:#fff}
.pf img{width:100%;height:100%;object-fit:cover;object-position:50% 35%}
.pf figcaption{position:absolute;left:0;right:0;bottom:0;padding:48px 20px 18px;background:linear-gradient(0deg,rgba(7,16,31,.88),transparent);color:#fff}
.pf figcaption b{display:block;font-family:'Poppins',sans-serif;font-size:30px;font-weight:600;line-height:1;color:var(--yellow)}
.pf figcaption span{font-size:12.5px;color:#D3DAE8}
.pf:nth-child(1){transform:rotateY(0deg) translateZ(var(--pz,87px))}
.pf:nth-child(2){transform:rotateY(120deg) translateZ(var(--pz,87px))}
.pf:nth-child(3){transform:rotateY(240deg) translateZ(var(--pz,87px))}
.prism-years{margin-top:26px;display:flex;justify-content:center;gap:22px;font-family:'Poppins',sans-serif;font-size:13px;color:var(--faint)}
.prism-years span{position:relative;padding-bottom:6px;transition:color .3s}
.prism-years span::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--navy);transform:scaleX(0);transition:transform .4s var(--ease)}
.prism-years span.is-on{color:var(--deep)}
.prism-years span.is-on::after{transform:none}

/* youtube */
.yt-grid{display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - 60px)/4);gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;cursor:grab}
.yt-grid::-webkit-scrollbar{display:none}
.yt-grid.dragging{cursor:grabbing;scroll-snap-type:none}
.yt{scroll-snap-align:start}
.yt-ctrl{margin-top:28px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.yt-page{font-family:'Poppins',sans-serif;font-size:13px;color:var(--faint);min-width:64px}
.yt-page b{color:var(--deep);font-weight:500}
.yt{display:block}
.yt-thumb{position:relative;aspect-ratio:9/16;border-radius:12px;overflow:hidden;background:var(--surface)}
.yt-thumb img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.yt:hover .yt-thumb img{transform:scale(1.05)}
.play{position:absolute;left:12px;bottom:12px;width:38px;height:38px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;color:var(--deep);transition:background-color .3s,color .3s}
.play svg{width:12px;height:12px;margin-left:2px}
.yt:hover .play{background:var(--yellow)}
.yt h3{margin-top:14px;font-size:14.5px;font-weight:500;line-height:1.6;color:var(--deep)}
.yt-links{display:flex;flex-wrap:wrap;gap:12px}
.btn-yt{background:#E62117;color:#fff}
.btn-yt:hover{background:#C81A11;box-shadow:0 10px 24px -12px rgba(230,33,23,.7)}
.btn-yt svg{width:20px;height:20px}
.btn-person{gap:10px;padding-left:6px;border-color:var(--line);color:var(--deep);background:#fff}
.btn-person:hover{border-color:var(--deep)}
.btn-person .pav{width:34px;height:34px;border-radius:50%;background:var(--surface);display:flex;align-items:center;justify-content:center;color:var(--navy)}
.btn-person .pav svg{width:18px;height:18px}
.yt-grid .play{left:50%;top:50%;bottom:auto;width:52px;height:52px;margin:-26px 0 0 -26px;background:rgba(255,255,255,.92)}
.yt-grid .play svg{width:16px;height:16px}
.yt-dur{position:absolute;left:12px;top:12px;padding:2px 8px;border-radius:999px;background:rgba(0,0,0,.55);color:#fff;font-size:11px;letter-spacing:.08em}

/* guides */
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.g-tag{padding:2px 10px;border-radius:999px;background:var(--surface);color:var(--navy);font-weight:500}
.g-meta{display:flex;flex-wrap:wrap;align-items:center;gap:6px 14px;margin-bottom:10px;font-size:12.5px;color:var(--faint)}
.g-meta span{display:inline-flex;align-items:center;gap:5px}
.g-meta svg{width:14px;height:14px}
.g-no{font-family:'Poppins',sans-serif;font-size:12px;letter-spacing:.14em;color:var(--gold);margin-bottom:8px}
.guide{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;transition:box-shadow .35s,transform .35s var(--ease)}
.guide:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.g-img{aspect-ratio:1030/650;overflow:hidden;background:var(--surface)}
.g-img img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.guide:hover .g-img img{transform:none}
.g-img.ph{position:relative;display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-end;gap:2px;padding:22px 24px;background:radial-gradient(120% 90% at 100% 0%,#24468F 0%,var(--deep) 60%);color:#fff}
.g-img.ph b{font-family:'Poppins',sans-serif;font-size:clamp(22px,2.2vw,30px);font-weight:600;line-height:1.1;letter-spacing:.02em}
.g-img.ph b em{font-style:normal;color:var(--yellow);font-weight:400;font-size:.6em;margin:0 6px}
.g-img.ph span{font-size:12px;letter-spacing:.16em;color:#AEB9CF}
.g-body{padding:22px 24px 24px;display:flex;flex-direction:column;flex:1}
.g-body h3{font-size:16.5px;font-weight:700;color:var(--deep)}
.g-body p{margin-top:6px;font-size:13.5px;color:var(--muted);flex:1}
.g-body .tlink{margin-top:18px;align-self:flex-start}

/* faq */
.faq-grid{display:grid;grid-template-columns:.8fr 1.4fr;gap:clamp(32px,6vw,88px);align-items:start}
.faq-side{position:sticky;top:110px}
.faq-side .btn{margin-top:28px}
.faq-photo{position:relative;margin-top:34px;border-radius:200px 200px 16px 16px;overflow:hidden;aspect-ratio:4/5;max-width:360px}
.faq-photo img{width:100%;height:100%;object-fit:cover}
.faq-photo .tag{position:absolute;left:16px;right:16px;bottom:16px;padding:14px 16px;border-radius:12px;background:rgba(255,255,255,.95);box-shadow:var(--shadow)}
.faq-photo .tag small{display:block;font-size:12px;color:var(--muted)}
.faq-photo .tag a{display:inline-flex;align-items:center;gap:6px;margin-top:2px;font-family:'Poppins',sans-serif;font-size:16px;font-weight:500;color:var(--deep)}
.faq-ring{position:absolute;width:120px;height:120px;border-radius:50%;border:1.5px solid var(--gold);right:-30px;top:40%;z-index:-1}
.faq-list{border-top:1px solid var(--line)}
.qa{border-bottom:1px solid var(--line)}
.qa h3{font-size:inherit;font-weight:inherit}
.qa button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;background:none;border:0;cursor:pointer;text-align:left;font-size:15.5px;font-weight:500;color:var(--deep);transition:color .3s}
.qa button:hover{color:var(--navy)}
.pm{position:relative;width:28px;height:28px;flex-shrink:0;border-radius:50%;border:1px solid var(--line);transition:background-color .3s,border-color .3s}
.pm::before,.pm::after{content:"";position:absolute;left:50%;top:50%;width:10px;height:1.5px;background:currentColor;transform:translate(-50%,-50%);transition:transform .35s var(--ease)}
.pm::after{transform:translate(-50%,-50%) rotate(90deg)}
.qa.is-open .pm{background:var(--deep);border-color:var(--deep);color:#fff}
.qa.is-open .pm::after{transform:translate(-50%,-50%) rotate(0)}
.ans{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s var(--ease)}
.qa.is-open .ans{grid-template-rows:1fr}
.ans>div{overflow:hidden}
.ans p{padding:0 48px 8px 0;color:var(--muted);font-size:14.5px}
.ans .tlink{margin:6px 0 22px}

/* more reviews */
.mq2{display:grid;gap:16px}
.mq2 .mq-row{gap:16px;animation-duration:70s}
.mq2 .marquee:nth-child(2) .mq-row{animation-direction:reverse;animation-duration:80s}
.mr{width:340px;flex-shrink:0;padding:22px 24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.mr .rv-who{margin:0 0 12px;padding:0;border:0}
.mr p{font-size:13.5px;line-height:1.8;color:var(--muted);display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;overflow:hidden}
.g-btn{margin-top:36px;display:flex;justify-content:center}

/* cta */
.cta{color:#fff;background:var(--deep);overflow:hidden}
.cta-bg{position:absolute;inset:0}
.cta-bg img{width:100%;height:100%;object-fit:cover}
.cta::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,27,61,.94) 35%,rgba(12,27,61,.55))}
.cta .wrap{position:relative;z-index:1;display:flex;justify-content:space-between;align-items:flex-end;gap:32px;flex-wrap:wrap}
.cta .btns{display:flex;flex-wrap:wrap;gap:12px}

/* footer */
.site-footer{position:relative;z-index:2;background:#fff;border-top:1px solid var(--line);padding-top:72px;font-size:13.5px;color:var(--muted)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:40px}
.foot-grid h4{margin:0 0 14px;font-size:13px;font-weight:500;letter-spacing:.1em;color:var(--deep)}
.foot-grid a{display:block;padding:3px 0;transition:color .25s}
.foot-grid a:hover{color:var(--navy)}
.foot-brand img{width:170px;height:auto}
.foot-brand p{margin-top:16px;max-width:24em}
.lic{display:inline-block;margin-top:14px;padding:3px 10px;border:1px solid var(--line);border-radius:999px;font-size:12px}
.foot-mq{margin-top:56px;overflow:hidden;border-block:1px solid var(--line-2);padding:10px 0}
.foot-mq .mq-row{animation-duration:30s;gap:40px;align-items:center}
.foot-mq span{font-family:'Poppins',sans-serif;font-size:clamp(40px,7vw,88px);font-weight:600;line-height:1.1;color:transparent;-webkit-text-stroke:1px #CCD3E0;letter-spacing:.04em}
.foot-mq svg{width:36px;height:36px;color:var(--gold)}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding-block:20px 28px;font-size:12.5px}
.foot-bottom nav{display:flex;gap:16px}
.replay{background:none;border:0;padding:0;font-size:12.5px;color:var(--muted);text-decoration:underline;cursor:pointer}

.float-wa{position:fixed;right:20px;bottom:20px;z-index:40;width:54px;height:54px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px -8px rgba(0,0,0,.35);transition:transform .3s var(--ease),opacity .3s}
.float-wa:hover{transform:scale(1.06)}
.float-wa svg{width:26px;height:26px}
.float-wa.at-end,.float-wa.is-hidden{opacity:0;pointer-events:none;transform:scale(.8)}

/* ---- 原版：評論輪播（比照 staging .hm-fc） ---- */
.gl::after{content:"";display:block;width:44px;height:3px;margin-top:16px;background:var(--gold);border-radius:2px}
.fc-split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);grid-template-areas:"head card" "rate card";column-gap:64px;align-items:center}
.fc-head{grid-area:head;align-self:end}
.fc-rate{grid-area:rate;place-self:start;margin-top:32px;display:flex;align-items:center;gap:18px;padding:20px 26px;border:1px solid #EEF0F4;border-radius:14px;background:#fff;box-shadow:0 1px 2px rgba(17,26,44,.05),0 16px 32px -24px rgba(17,26,44,.35)}
.fc-rate>b{font:600 40px/1 'Poppins',sans-serif;color:var(--deep)}
.fc-rate .stars{margin:0;gap:2px}.fc-rate .stars svg{width:18px;height:18px}
.fc-rate small{display:block;margin-top:6px;font-size:14px;color:var(--muted)}
.fc-rate a{display:inline-flex;align-items:center;gap:4px;margin-top:4px;font-size:14px;font-weight:700;color:var(--navy)}
.fc-rate a .ico{width:14px;height:14px;transition:transform .25s}.fc-rate a:hover .ico{transform:translateX(3px)}
.fc{grid-area:card;position:relative;border:1px solid #E6EAF1;border-radius:20px;padding:36px 48px 24px;overflow:hidden;background:linear-gradient(118deg,rgba(22,51,117,0) 0,rgba(22,51,117,0) 58%,rgba(22,51,117,.035) 58%,rgba(22,51,117,.035) 74%,rgba(22,51,117,0) 74%),#F5F7FA}
.fc-track{position:relative;display:flex;gap:48px;align-items:flex-start;overflow:auto hidden;scroll-snap-type:x mandatory;scroll-behavior:smooth;scrollbar-width:none;overscroll-behavior-x:contain;transition:height .3s cubic-bezier(.22,1,.36,1)}
.fc-track::-webkit-scrollbar{display:none}
.fc-card{flex:0 0 100%;scroll-snap-align:start}
.fc-hd{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:36px}
.fc-q{width:40px;height:33px;color:var(--gold)}
.fc-tag{padding:5px 12px;border-radius:999px;background:#F1EAD3;color:#6E5410;font-size:14px;font-weight:500;white-space:nowrap}
.fc-card blockquote{margin-top:20px}
.fc-card blockquote p{font-size:20px;line-height:1.85;font-weight:500;color:var(--deep);line-break:strict}
.fc-who{margin-top:28px;padding-top:24px;border-top:1px solid #E3E7EE;display:flex;align-items:center;gap:16px}
.fc-av{display:grid;place-items:center;width:60px;height:60px;border-radius:50%;flex:0 0 auto;color:#fff;font-size:22px;font-weight:500}
.fc-nm{display:block;font-size:18px;font-weight:700;color:var(--deep);line-height:1.3}
.fc-who .stars{margin:4px 0 0;gap:2px}.fc-who .stars svg{width:14px;height:14px}
.fc-who small{display:block;margin-top:2px;font-size:14px;color:var(--muted)}
.fc-nav{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:20px}
.fc-dots{display:flex}
.fc-dots button{display:grid;place-items:center;width:28px;height:44px;padding:0;border:0;background:none;cursor:pointer}
.fc-dots button::before{content:"";width:8px;height:8px;border-radius:4px;background:#B8C0CE;transition:width .2s,background .2s}
.fc-dots button[aria-current="true"]::before{width:22px;background:var(--gold)}
.fc-btns{display:flex;gap:10px}
.fc-btn{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;border:1px solid #C3CAD6;background:#fff;color:var(--navy);cursor:pointer;transition:border-color .2s}
.fc-btn:hover{border-color:var(--navy)}
/* ---- 原版：4 步驟 ---- */
.ttl{text-align:center;margin-bottom:48px}
.ttl .h2{margin-top:0}
.ttl .gl::after{margin-left:auto;margin-right:auto}
.ttl .lead{margin:16px auto 0;max-width:720px}
.ost{display:grid;grid-template-columns:repeat(4,1fr)}
.ost>div{padding:0 28px;border-left:1px solid var(--line)}
.ost>div:first-child{border-left:0;padding-left:0}
.ost .n{font-family:'Poppins',sans-serif;font-size:46px;font-weight:500;color:var(--navy);line-height:1.2}
.ost .n::after{content:"";display:block;width:28px;height:3px;background:var(--gold);margin:14px 0 16px}
.ost h3{font-size:18px;color:var(--deep);margin-bottom:8px;line-height:1.45}
.ost p{font-size:14.5px;color:var(--muted);line-height:1.85}
.onote{margin-top:40px;text-align:center;font-size:14px;color:var(--muted)}
.onote a{color:var(--navy);font-weight:700;border-bottom:1px solid currentColor}
/* ---- 原版：銀行（深藍） ---- */
.bk-navy{color:#fff;background-image:
  linear-gradient(118deg,rgba(255,255,255,0) 0,rgba(255,255,255,0) 34%,rgba(255,255,255,.055) 34%,rgba(255,255,255,.055) 52%,rgba(255,255,255,0) 52%),
  linear-gradient(62deg,rgba(255,255,255,0) 0,rgba(255,255,255,0) 46%,rgba(255,255,255,.04) 46%,rgba(255,255,255,.04) 61%,rgba(255,255,255,0) 61%),
  linear-gradient(150deg,rgba(255,255,255,0) 0,rgba(255,255,255,0) 70%,rgba(255,255,255,.035) 70%,rgba(255,255,255,.035) 84%,rgba(255,255,255,0) 84%),
  linear-gradient(120deg,#0A1A44 0%,#12306F 55%,#173A84 100%)}
.bkhead{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;margin-bottom:36px}
.bkhead .h2{margin-top:0;color:#fff}
.bkhead p{color:rgba(255,255,255,.8);font-size:15px}
.lbl{font-size:14px;font-weight:700;color:var(--gold);margin:0 0 14px;letter-spacing:.05em}
.acc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.acc .lg{height:184px;display:grid;place-items:center;padding:24px;background:#fff;border-radius:10px;transition:transform .35s var(--ease),box-shadow .35s}
.acc:hover .lg{transform:translateY(-4px);box-shadow:0 20px 30px -20px rgba(0,0,0,.5)}
.acc .lg img{max-height:84px;max-width:86%;width:auto;object-fit:contain}
.acc b{display:block;margin-top:14px;font-size:15px;color:#fff}
.acc span{display:block;font-size:14px;color:rgba(255,255,255,.75);line-height:1.6}
.obanks{display:grid;grid-template-columns:repeat(8,1fr);gap:12px}
.obanks img{width:100%;aspect-ratio:145/116;object-fit:contain;background:#fff;border-radius:10px;transition:transform .35s var(--ease)}
.obanks img:hover{transform:translateY(-3px)}
.bkfoot{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-top:36px;flex-wrap:wrap}
.bkfoot p{font-size:13px;color:rgba(255,255,255,.65);max-width:720px}
.btn-gold{background:var(--gold);color:var(--deep);border-radius:8px;font-weight:700}
.btn-gold:hover{background:#E2C05A}
/* ---- 服務膠囊圖疊字 ---- */
.cs{position:absolute;inset:0;margin:0}
.cs:not(:first-child){clip-path:inset(100% 0 0 0)}
.cs-ov{position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,16,31,.88) 0%,rgba(12,27,61,.45) 38%,rgba(12,27,61,0) 62%)}
.cs-no{position:absolute;right:28px;bottom:22px;font-family:'Poppins',sans-serif;font-size:110px;font-weight:600;line-height:.9;color:transparent;-webkit-text-stroke:1.2px rgba(255,255,255,.7)}
.cs-txt{position:absolute;left:34px;bottom:34px;color:#fff}
.cs-k{display:flex;align-items:center;gap:10px;font-family:'Poppins',sans-serif;font-size:11px;letter-spacing:.22em;color:var(--yellow)}
.cs-k::after{content:"";width:30px;height:1px;background:var(--yellow)}
.cs-txt b{display:block;margin-top:10px;font-size:26px;font-weight:700;letter-spacing:.04em}
@media (max-width:991px){.fc-split{grid-template-columns:1fr;grid-template-areas:"head" "card" "rate"}.fc{margin-top:28px;padding:24px 20px 16px}.fc-card blockquote p{font-size:17px}.fc-av{width:52px;height:52px;font-size:20px}
  .ost{grid-template-columns:repeat(2,1fr);row-gap:40px}.ost>div{border-left:0!important;padding:0 20px 0 0!important}
  .bkhead{grid-template-columns:1fr;gap:16px}.acc-grid{grid-template-columns:repeat(2,1fr)}.obanks{grid-template-columns:repeat(4,1fr)}}
@media (max-width:767px){.ost{grid-template-columns:1fr}.obanks{grid-template-columns:repeat(2,1fr)}.acc .lg{height:130px}}

/* reveal (only with motion) */
.motion .rv{opacity:0;transform:translateY(24px)}

/* ---------- responsive: 1440 / 991 / 768 / 478 ---------- */
@media (max-width:1180px){.mfeat{display:none}.mega-in{grid-template-columns:repeat(5,1fr)}.nav>.dd>a,.nav>a{padding:8px 9px;font-size:13.5px}}
@media (max-width:991px){
  .nav,.actions .tel,.mega{display:none}
  .menu-btn{display:inline-flex}
  .svc-stage,.hub-grid,.cube-grid,.person,.about-grid,.faq-grid{grid-template-columns:1fr}
  .person:nth-child(even) .p-img{order:0}
  .svc-text{min-height:0;display:grid;gap:40px}
  .svc-item{position:static;opacity:1!important;visibility:visible!important;transform:none!important}
  .svc-m-img{display:block;margin-bottom:20px;aspect-ratio:16/10;border-radius:var(--radius);overflow:hidden}
  .svc-m-img img{width:100%;height:100%;object-fit:cover}
  .svc-visual,.svc-tabs{display:none}
  .cube-stage{display:none}
  .motion .cap{opacity:1}
  .caps{grid-template-columns:1fr 1fr;border:0;gap:12px}
  .cap{border:1px solid var(--line);border-radius:12px;padding:18px;grid-template-columns:1fr}
  .cap-idx{grid-row:auto}
  .bank-grid{grid-template-columns:1fr 1fr}
  .yt-grid{grid-auto-columns:calc((100% - 40px)/3)}
  .guide-grid{grid-template-columns:1fr 1fr}
  .faq-side{position:static}
  .faq-photo{display:none}
  .foot-grid{grid-template-columns:1fr 1fr}
  .rv-track{grid-auto-columns:minmax(300px,calc((100% - 24px)/1.6))}
}
@media (max-width:768px){
  .steps{grid-template-columns:1fr;gap:0}
  .steps-line{left:19px;right:auto;top:20px;bottom:20px;width:1px;height:auto}
  .steps-line i{transform-origin:top}
  .step{display:grid;grid-template-columns:40px 1fr;column-gap:18px;padding-bottom:28px}
  .step h3{margin-top:7px}
  .step p{grid-column:2}
  .hub-cards{grid-template-columns:1fr}
  .yt-grid{gap:12px;grid-auto-columns:calc((100% - 12px)/2.15)}
  .guide-grid{grid-template-columns:1fr}
  .rv-track{grid-auto-columns:86%}
  .hero-stats div{min-width:0;padding-right:12px}
  .hero-stats div+div{padding-left:12px}
  .hero-stats b{font-size:21px}
  .scroll-cue{display:none}
}
@media (max-width:478px){
  body{font-size:14.5px}
  .bar{height:64px}
  .logo{width:128px;height:30px}
  .actions .btn{display:none}
  .caps{grid-template-columns:1fr}
  .bank-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .hero-stats div>span{font-size:11.5px}
  .hero-stats b{font-size:19px}
  .mr{width:280px}
  .ans p{padding-right:0}
}
@media (prefers-reduced-motion:reduce){.mq-row,.scroll-cue i::after{animation:none}*{transition-duration:.01ms!important}}